Biyaaj

Health Insurance

Health is wealth, and protecting it is paramount. Our Health Insurance plans cover medical expenses, including hospitalization, surgeries, and treatment costs, ensuring that you and your family have access to quality healthcare without financial strain. We offer individual, family floater, and critical illness plans to suit various needs.

Why Choose a Health Insurance?

Health insurance is a crucial financial safety net that protects you and your loved ones from the high costs of medical treatments. With rising healthcare expenses, a comprehensive health insurance plan is essential to ensure that you receive the best possible care without worrying about the financial burden. At Biyaaj, we partner with leading insurance providers to offer a wide range of health insurance plans tailored to meet your unique needs. Whether you’re looking for individual coverage, family floater plans, or senior citizen policies, Biyaaj has you covered.

Health Insurance Features

Our health insurance plans provide extensive coverage, including hospitalization expenses, pre-and post-hospitalization costs, ambulance charges, and daycare procedures. You can also opt for additional coverage like maternity benefits, critical illness riders, and more to ensure you’re fully protected.

Biyaaj’s health insurance plans come with the convenience of cashless treatment at a wide network of hospitals across India. Simply present your health insurance card at any network hospital, and the insurer will directly settle the medical bills, allowing you to focus on recovery instead of payments.

Enjoy the benefits of a no-claim bonus if you don’t make any claims during the policy year. This bonus can increase your sum insured without any additional premium, providing you with enhanced coverage over time.

Our health insurance plans come with the assurance of lifelong renewability, meaning you can continue your coverage without any age limits. This feature ensures that you’re always protected, regardless of age or health status.

Premiums paid towards health insurance are eligible for tax deductions under Section 80D of the Income Tax Act, offering you financial savings along with health security.

Many of our health insurance plans cover pre-existing conditions after a waiting period. This ensures that even those with existing health issues can access quality healthcare without worrying about exclusions.

Regular health check-ups are vital for early detection of potential health issues. Our health insurance plans often include free or discounted annual health check-ups, helping you stay on top of your health.

To apply for a Health Insurance with Biyaaj, you needs to meet the following criteria:

  • Age: Individuals between the ages of 18 and 65 are eligible for health insurance. Family floater plans can cover dependents, including children and parents.
  • Medical History: While pre-existing conditions may be covered after a waiting period, a declaration of medical history is required at the time of application. Some plans may require a medical check-up for applicants above a certain age.

[Eligibility Criteria]

Health Insurance

Process

Documents Required​

We’ve streamlined the documentation process to make it as efficient as possible. Here’s what you’ll need:

Identity Proof:

Passport, Aadhaar card, Voter ID, PAN card, or Driving license.

Address Proof:

Utility bills, Aadhaar card, Ration card, or Voter ID.

Age Proof:

Birth certificate, Passport, Aadhaar card, or PAN card.

Medical Reports:

If applicable, especially for those with pre-existing conditions or senior citizens.

How to Apply​

Applying for a Health Insurance with Biyaaj is straightforward:

Consultation:

Start by discussing your health insurance needs with a Biyaaj advisor. We’ll help you understand the available options and select the most suitable plan.

Application and Documentation:

Complete the health insurance application form and submit the required documents. You can apply online through our website or visit one of our partner offices.

Medical Examination:

If required, undergo a medical examination arranged by the insurance provider. The results will help determine the premium and coverage.

Premium Payment:

Pay the premium through our secure payment gateway or at a partner office. Once the payment is made, your policy will be activated.

Receive Your Policy:

Upon successful processing, you’ll receive your health insurance policy document via email or physical mail. Review the policy to ensure that all details are correct and coverage is as discussed.

Health Insurance?

Why Choose Biyaaj?

Approach Us

Feel free to share your Insurance requirement with us. We ensure confidentiality and keep it secret.