Car Loan
Ready to hit the road? Whether it’s a new or used car, our car loans make it easier to drive away in the vehicle of your choice.
Why Choose a Car Loan?
Owning a car is not just about convenience; it’s about freedom, comfort, and enhancing your lifestyle. Whether you’re purchasing your first car, upgrading to a new model, or adding a second vehicle to your family, a Car Loan can make your dream of driving your own car a reality. At Biyaaj, we offer a range of Car Loan options designed to suit your budget and requirements, ensuring that you can drive away in your dream car without financial strain.
Our Car Loan Features
Whether you’re looking to finance a budget-friendly car or a luxury vehicle, we offer loan amounts that cover up to 100% of the car’s on-road price, ensuring you get the car you want without compromise.
With our strong relationships with over 120 banks and NBFCs, we negotiate some of the most competitive interest rates in the market, making your Car Loan more affordable.
Choose a repayment period that suits your financial situation, with tenures ranging from 12 months to 7 years, allowing you to manage your monthly installments comfortably.
For select customers, we offer pre-approved Car Loans, making the car-buying process faster and more convenient.
Our Car Loan application process is designed to be quick and hassle-free, with minimal documentation required, so you can focus on choosing the perfect car.
Time is of the essence when buying a car. Our streamlined loan approval process ensures that you receive funds promptly, so you can drive away in your new car without delay.
Planning to buy a brand-new car? Our New Car Loans are designed to provide you with the financial support you need to purchase the latest models. With flexible repayment options and competitive interest rates, owning a new car is more affordable than ever.
If you’re considering a pre-owned vehicle, our Pre-Owned Car Loans offer excellent financing options to help you make the purchase. We provide loans with favorable terms and low-interest rates, making it easy to buy a quality pre-owned car.
Already have a Car Loan but looking for better terms? Our Car Loan Balance Transfer option allows you to transfer your existing loan to Biyaaj and take advantage of lower interest rates, reduced EMIs, and improved loan terms.
Need extra funds? Our Top-Up Car Loan option allows you to borrow additional money over and above your existing Car Loan. This is an excellent option if you’re looking to finance accessories, insurance, or any other expenses related to your car.
For corporate customers, we offer Lease Financing solutions that provide flexible and tax-efficient options for acquiring vehicles for business use. This option allows businesses to manage their fleet without the upfront cost of ownership.
[Types of]
Car Loan
To apply for a Car Loan with Biyaaj, you need to meet the following eligibility criteria:
- Age: Applicants should be between 21 and 65 years of age.
- Income: A stable and sufficient income is required, whether you are salaried or self-employed.
- Credit Score: A good credit score is important for securing favorable loan terms and interest rates.
- Employment Stability: Salaried individuals should have a minimum of 1 year of continuous employment, while self-employed applicants should have a stable business with a minimum operational history of 2 years.
[Eligibility Criteria]
Car Loan
Process
Documents Required
We’ve made the documentation process as straightforward as possible. Here’s what you’ll need:
Identity Proof:
Aadhar Card, PAN Card, Passport, or Driving License.
Address Proof:
Utility bills, Rent Agreement, Passport, or Aadhar Card.
Income Proof:
Salary slips, bank statements, or IT returns for self-employed individuals.
Employment Proof:
Employment letter for salaried individuals or business proof for self-employed applicants.
Vehicle Details:
Invoice of the car, registration certificate, and insurance documents.
How to Apply
Applying for a Car Loan with Biyaaj is quick and easy:
Explore Your Options:
Visit our website to browse through the different Car Loan options available to you.
Complete the Application:
Fill out the online application form with your personal, financial, and vehicle details.
Submit Documents:
Upload the required documents through our secure portal for fast verification.
Loan Approval and Disbursement:
Once your application is approved, the loan amount will be disbursed directly to the car dealer, allowing you to drive away in your new vehicle.
Car Loan?
Why Choose Biyaaj?
- Extensive Lender Network - At Biyaaj, we work with a vast network of banks and financial institutions, giving you access to a wide range of Car Loan products. This extensive network allows us to offer customized loan solutions that cater to your specific needs, whether you're buying a new car, a pre-owned vehicle, or even refinancing an existing car loan.
- Tailored Loan Solutions - We understand that every car buyer has unique financial needs. Our team of experts works closely with you to understand your budget, preferences, and financial situation, offering loan options that are perfectly tailored to your circumstances. Whether you need a longer repayment tenure, a higher loan amount, or a lower interest rate, we strive to find the best deal for you.
- Transparent and Honest Service - Biyaaj believes in complete transparency. From the moment you apply for a Car Loan, you'll receive clear and detailed information about the loan terms, interest rates, fees, and repayment schedule. There are no hidden charges or unexpected surprises—just straightforward, honest service you can trust.
- Easy Eligibility Criteria - Our Car Loans come with simple and easy-to-meet eligibility criteria, making it easier for you to secure the financing you need. Whether you're a salaried employee, self-employed professional, or business owner, we have loan options that fit your profile.
- Expert Guidance and Support - Navigating the car financing process can be overwhelming, but with Biyaaj by your side, you won't have to do it alone. Our team of financial advisors is here to guide you through every step of the process, from choosing the right loan product to completing the application and disbursement. We provide personalized support to ensure you have a smooth and stress-free experience.