Personal Loans
Personal loans are versatile and can be used for various purposes like weddings, travel, medical emergencies, or debt consolidation.
Why Choose a Personal Loan?
Life is full of surprises, and sometimes, we need a financial boost to help us navigate through unexpected expenses or to fulfill our dreams. Whether it’s funding a wedding, covering medical expenses, planning a vacation, or consolidating debt, a Personal Loan can be the perfect solution. At Biyaaj, we understand the importance of quick and flexible financial assistance, and that’s why we offer personalized Personal Loan solutions tailored to your needs.
Our Personal Loan Features
With Biyaaj, you can enjoy a hassle-free loan application process with quick approvals, ensuring you get the funds when you need them most.
We offer a variety of repayment plans, allowing you to choose a tenure that fits your financial situation, typically ranging from 12 to 60 months.
Our extensive network of over 120 banks and NBFCs allows us to secure the most competitive interest rates, ensuring you get the best deal possible.
Our Personal Loans are unsecured, meaning you don’t need to pledge any assets or collateral to get the loan, making it easier for you to access funds.
We streamline the documentation process, requiring only essential documents, so you can focus on what matters—getting the funds you need.
How to Use Your Personal Loan?
A Personal Loan from Biyaaj can be used for a wide range of purposes, giving you the flexibility to manage your finances as you see fit:
Simplify your finances by consolidating multiple debts into a single loan with a lower interest rate.
Upgrade your living space without dipping into your savings.
Cover unexpected medical expenses with ease, ensuring your loved ones get the care they need.
Make your special day even more memorable without financial stress.
Invest in your or your child’s education without worrying about immediate financial strain.
Explore the world and create lasting memories without waiting for the right time.
To apply for a Personal Loan with Biyaaj, you need to meet the following criteria:
- Age: Applicants must be between 21 and 60 years old.
- Income: A stable income is required, with different criteria for salaried and self-employed individuals.
- Credit Score: A good credit score increases your chances of approval and helps secure better interest rates.
- Employment: For salaried individuals, a minimum of 2 years of work experience is preferred, while self-employed individuals should have a stable business track record.
[Eligibility Criteria]
Personal Loan
Process
Documents Required
We’ve simplified the documentation process to make it as convenient as possible:
Identity Proof:
Aadhar Card, PAN Card, Passport, or Driving License.
Address Proof:
Utility bills, Rent Agreement, Passport, or Aadhar Card
Income Proof:
Salary slips, bank statements, or IT returns for self-employed individuals
Employment Proof:
Recent employment letter or business proof for self-employed applicants.
How to Apply
Applying for a Personal Loan with Biyaaj is simple and straightforward:
Explore Your Options:
Visit our website to explore the different Personal Loan products we offer.
Fill Out the Application:
Complete our online application form with your details.
Submit Documents:
Upload the required documents directly through our secure portal.
Approval and Disbursement:
Once approved, the loan amount will be disbursed directly to your bank account, often within 24 hours.
Personal Loan?
Why Choose Biyaaj?
- Tailored Solutions - We recognize that every individual’s financial needs are unique. Our expert advisors work with you to understand your specific situation and recommend the best loan options available.
- Seamless Application Process - Applying for a Personal Loan with Biyaaj is straightforward and user-friendly. From filling out the application to receiving your loan disbursement, we guide you through each step to ensure a smooth experience.
- Transparent and Honest - We believe in complete transparency. With Biyaaj, there are no hidden charges or unexpected fees. We provide clear terms and conditions, so you know exactly what you're getting into.
- Reliable Support - Our dedicated customer support team is always here to assist you. Whether you have questions about your loan, need help with documentation, or want to discuss repayment options, we’re just a call or email away.
- Trusted Network - As a trusted DSA partnered with top banks and NBFCs across India, Biyaaj offers you access to a wide range of loan products, ensuring you get the best possible terms.